Prototype preview with fictitious people and draft content

Financial literacy for young South Africans

Understand money.
Own your future.

Payslips, budgets, credit scores, tax and your first investment. Bite-size lessons, real tools and a locked vault for your important stuff, all in one app.

3 to 7 min lessons Built by a CFPĀ® with 24 years in the industry Free to start

Four packages. One money glow-up.

Arranged in the order life throws money decisions at you. Start free, unlock the lot with Money Builder.

šŸ’ø

PACKAGE 1

Money Moves

Know where your money goes. Decide where it should go.

3 coursesTake control of your money
šŸ’³

PACKAGE 2

Credit Game

Your credit history is your financial reputation.

3 coursesMake credit work for you, not against you
šŸ§‘ā€šŸ’¼

PACKAGE 3

Adulting 101

The money stuff nobody taught you at school.

5 coursesUnderstand the financial systems around you
šŸ“ˆ

PACKAGE 4

Level Up

Do not just earn money. Make your future money work harder.

4 coursesTurn your money into future wealth

Not a course library. A money companion.

Learn it. Do it. Own it. Every lesson ends with something real to do.

šŸ’ø

Budget that works

Fill in your income, set your lines, log spends in seconds. Debit order, card or cash.

šŸ“Š

Your credit score

Check your score inside the app and learn exactly what moves it.

šŸ”

The YAF Vault

Your will, policies, accounts and wishes in one PIN-locked place, for the people you love.

šŸŽ“

Certificates

Pass the quizzes, earn a certificate of completion you can share.

šŸ”„

Streaks and XP

Level up from Money Rookie to Financially Ready by doing real money things.

šŸ§‘ā€šŸ’¼

Talk to an adviser

Money Circle members can book time with a qualified financial adviser.

Pick your plan

Every paid plan starts with a free 3-day trial. Prices are placeholders for testing.

Money Starter

Learn the basics

Free

  • Free courses in every package
  • Budget and expense tracker
  • Savings goals
  • The YAF Vault
  • Weekly money myth
Start free
MOST POPULAR

Money Builder

Learn and manage your money

R79/month

  • Everything in Starter
  • All courses and certificates
  • Monthly credit score check
  • Every calculator and tool
  • Personalised money journeys
Try 3 days free

Money Circle

Learn, manage and get coaching

R199/month

  • Everything in Builder
  • Book a qualified financial adviser
  • Monthly live Q&A
  • Community challenges
  • Workshops and webinars
Try 3 days free

Add YAF to your home screen

No app store needed. Open this site on your phone and choose Add to Home Screen. Updates arrive automatically.

Try the demo now